Privacy Policy

Your privacy is important to us.



Facts
WHAT DOES ECLIPSE BANK DO WITH YOUR PERSONAL INFORMATION?
 
Why?
Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
 
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
  • When you are no longer our customer, we continue to share your information as described in this notice.
 
How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Eclipse Bank chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information
Does Eclipse Bank share?
Can you limit this sharing?
 
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus or as permitted by law
Yes
No
 
For our marketing purposes -
To offer our products and services to you
Yes
No
 
For joint marketing with other financial companies
No
No
 
For our affiliates' everyday business purposes -
Information about your transactions and experiences
No
No
 
For our affiliates' everyday business purposes -
Information about your creditworthiness
No
No
 
For non-affiliates to market to you
No
No
 
Questions?
Call 502-671-4800 or go to www.eclipsebank.com
 
Who we are
 
Who is providing this notice?
Eclipse Bank
 
What we do
 
How does Eclipse Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Our employees are bound by our Code of Conduct policies to access consumer information only for legitimate business purposes and to keep information about you confidential.
 
How does Eclipse Bank collect my personal information?
We collect your personal information, for example, when you
  • Open an account or process transactions with us
  • Pay your bills or apply for a loan
  • Use your debit card
We also collect your personal information from others, such as credit bureaus or other companies.
 
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
 
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
 
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Non-affiliates we share with can include government entities and credit bureaus.
 
Joint marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
 
Other important information
 
Notify Us of Inaccurate Information We Report to Consumer Reporting Agencies

Please notify us if we report any inaccurate information about your accounts(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to us at the following address:

Eclipse Bank
3827 Shelbyville Rd
Louisville, KY 40207

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